Saige Private Wealth

Monica joined Saige Private Wealth Advisors at its founding as the firm’s Senior Client Service Associate, and office manager overseeing all personalized administrative services for our clients. She previously worked with Antonia La Rocca at UBS, which she joined in 2015.

Monica was born and raised in Santa Barbara, California. She graduated from California State University, Channel Islands in 2014 earning a Bachelor of Arts in Sociology with an emphasis on Institutions. Monica is fluently bilingual, which helps to address increasing client diversity and an ever-expanding global economy. She holds her Series 7 and is actively working on obtaining her Series 66. She also holds her notary license and serves as the notary for the team.

Prior to UBS, Monica began learning about the importance of high-level personal service through her rewarding and gratifying employment in a local senior independent living community. Monica is a warm, enthusiastic, and compassionate person with a heart for working with our clients.

In her free time Monica enjoys reading and traveling as much as possible.

Founder’s Message

Truly successful wealth management requires a dynamic, ongoing multifaceted approach. Investment strategy needs to be considered within the context of a client’s financial goals, their tax situation, potential available tax strategies and future generational considerations. This is financial preparation for life’s anticipated and unanticipated events.

I founded Saige Private Wealth in 2022 because I was no longer able to do what I felt was in the best interest of my clients without unnecessary distractions, friction, or conflicts. Independence is about my team being able to deliver curated personalized service to our clients who trust us with their financial future and that of their families. At Saige Private Wealth, we are no longer ensnared with self-interested, corporate constraints found in the large firm environment where products and services ofttimes can be structured to benefit the firm more than the client. Saige Private Wealth allows us to be fully free to offer a wider array of advice and viable solutions. Independence allows us to harness our ample experience and hard-earned expertise to deliver tailor made, best-in-class solutions. I have greater than twenty-five-years of experience in the financial services industry. Before that, I worked as a CPA and a tax consultant for a major international accounting firm in Los Angeles after earning a CPA license and a Master’s degree in Taxation from the University of Southern California. I have been fortunate to come to the wealth management profession with a holistic and integrative background given my prior experience. Many of the major financial firms tout their holistic approach to wealth management. We, at Saige Private Wealth, actually so execute one.

We consult with business owners, executives, professionals, and other successful people, who are passionate about pursuing their best possible financial future. These are our clients. As independent financial advisors, we feel we have a broader portfolio from which to explore all the potential options in the areas of:

Wealth growth and preservation

Planning for increasing longevity and its support cost

Multigenerational planning

Liability management

Insurance planning

Sustainable Investing

At Saige Private Wealth, we are adaptive as we build long-term strategies that align with each client’s financial goals and their personal values. In meeting the needs of multigenerational families, our focus is not only wealth growth and preservation but anticipating and planning for the increasing expected longevity of our clients, and planning for a constantly changing tax and economic environment. Just as globalization and technology changed how people live and work, there will be substantial gains in life expectancy that must be integrated into a thoughtful life plan. I am completing a second Master’s degree in Gerontology to assist my clients in flourishing in an era of unprecedented change.

We pride ourselves on applying thoughtful, integrated, tax-aware, comprehensive financial and investment planning solutions. We structure a foundation on which to build our strategies and services. As an independent firm, operating in an open architecture environment, we are not limited in the choices of investment strategies but can vet a full assortment of strategies from the industries’ leading providers. We now have access to best-in-class technology and products and can better tailor solutions to your needs and best outcomes.

Good intentional listeners, we will learn your background – to understand what drives you. We will review your current needs – to understand what challenges you. We will listen to your vision of the future – to understand what compels you. As a result, you will find you are working with a dedicated team who genuinely cares for you and your family. We will be with you and help to guide you along your journey in a personalized, holistic, and comprehensive approach to managing your wealth.

Together, we will navigate through a lifetime of financial, investment and personal decisions to achieve your most important personal goals.

Monica Lua

Senior Client Service Associate,
Office Manager

Monica Lua

Senior Client Service Associate,Office Manager

Founder’s Message

Senior Client Service Associate,
Office Manager